While most people insure their lives and other material assets like homes and automobiles, many overlook the need to protect one of their most valuable assets – their ability to work and earn a living.

When disability strikes, your ability to earn an income becomes interrupted, however, your monthly bills continue. Would you be adequately prepared to cover present and future financial obligations if you were to fall sick or become disabled and not able to work?

Disability insurance can help replace a portion of your income if you are unable to work for an extended period of time due to a sickness or accidental injury.